.tool-head{padding:32px 0 26px;background:radial-gradient(ellipse at 100% 0,#e1f2f0,transparent 60%),#eff5f4}.tool-head h1{max-width:860px;margin-bottom:12px;font-size:clamp(1.9rem,1.3rem + 2vw,2.8rem)}.tool-head .lead{margin-bottom:0}.tool-facts{display:flex;flex-wrap:wrap;gap:8px 18px;margin:16px 0 0;padding:0;list-style:none;font-size:13px;font-weight:600;color:#3b5566}.tool-facts li{display:inline-flex;align-items:center;gap:6px}.tool-facts .icon{color:#007b78}.tool-main{padding:0 0 48px;background:#eff5f4}.tool-card{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);border:1px solid #dce9e7;border-radius:22px;background:#fff;box-shadow:0 14px 40px #0025550c;overflow:hidden}.tool-inputs{padding:28px}.tool-card-title{margin:0 0 18px;font-size:1.2rem!important;letter-spacing:-.02em}.tool-group{margin:0 0 18px;padding:0;border:0;min-width:0}.tool-group legend,.tool-field label{display:block;margin-bottom:8px;font-size:14px;font-weight:700;color:#002555}.tool-seg span{min-height:42px;border-radius:10px;border-color:#c5e6e3;color:#2d4a5a;background:#fff;cursor:pointer}.tool-seg input:checked+span{background:#002555;border-color:#002555;color:#fff}.tool-seg input:disabled+span{cursor:not-allowed}.tool-field{margin:0 0 16px}.tool-input,.tool-select{min-height:48px;border-color:#c5d9d6;border-radius:12px;font-size:17px}.tool-input{font-variant-numeric:tabular-nums;font-weight:600;max-width:220px}.tool-select{max-width:100%;font-size:15px;appearance:auto}.tool-input:focus,.tool-select:focus{border-color:#007b78;box-shadow:0 0 0 4px #007b7826}.tool-input:disabled,.tool-select:disabled{background:#f3f6f6;color:#8aa0ae;cursor:not-allowed}.tool-hint{margin:6px 0 0;font-size:13px;line-height:1.5;color:#526b7a}.tool-hint a{color:#007b78}.tool-error{margin:6px 0 0;font-size:13px;font-weight:600;line-height:1.5;color:#b42318}.tool-field.is-invalid .tool-input{border-color:#b42318;box-shadow:0 0 0 3px #b4231818}.tool-optional{margin-left:6px;padding:1px 7px;border-radius:999px;background:#f0f8f7;color:#526b7a;font-size:11px;font-weight:600}.tool-converted{font-weight:700;color:#007b78}.tool-raw-row{display:flex;align-items:flex-start;gap:10px}.tool-raw-row .tool-field{flex:0 1 auto}.tool-stepper{display:flex;gap:6px;margin-top:29px}.tool-step{display:grid;place-items:center;width:48px;height:48px;border:1px solid #c5d9d6;border-radius:12px;background:#fff;color:#002555;font-size:22px;font-weight:700;cursor:pointer}.tool-step:hover:not(:disabled){border-color:#007b78;color:#007b78}.tool-step:disabled{opacity:.45;cursor:not-allowed}.tool-field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 16px}.tool-field-grid .tool-input{max-width:none}.tool-version-note{margin:-6px 0 18px;font-size:13px;color:#526b7a}.tool-legacy{margin:0 0 18px}.tool-actions{display:flex;gap:10px;margin-top:4px}.tool-slider{margin:4px 0 16px;max-width:420px}.tool-slider input[type=range],.tool-whatif input[type=range]{width:100%;height:32px;accent-color:#007b78;cursor:pointer}.tool-slider-scale{display:flex;justify-content:space-between;font-size:12px;color:#8aa0ae}.tool-presets{display:flex;flex-wrap:wrap;gap:6px;margin:0 0 16px}.tool-presets-label{flex-basis:100%;margin:0 0 2px;font-size:13px;font-weight:700;color:#002555}.tool-preset{min-height:40px;padding:6px 12px;border:1px solid #c5e6e3;border-radius:10px;background:#fff;color:#00534f;font-size:13.5px;font-weight:700;cursor:pointer}.tool-preset:hover{border-color:#007b78}.tool-preset[aria-pressed=true]{background:#007b78;border-color:#007b78;color:#fff}.tool-result{display:flex;flex-direction:column;justify-content:center;padding:30px 32px;background:linear-gradient(160deg,#f0f8f7,#e1f2f0);border-left:1px solid #dce9e7}.tool-result-label{margin:0 0 4px;font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#007b78}.tool-score{display:flex;align-items:baseline;gap:6px;margin:0;line-height:1;color:#002555}.tool-score b{font-size:clamp(4rem,3rem + 4vw,5.75rem);font-weight:800;letter-spacing:-.05em;font-variant-numeric:tabular-nums}.tool-score span{font-size:1.6rem;font-weight:700;color:#526b7a}.tool-based{margin:6px 0 0;font-size:15px;font-weight:600;color:#3b5566}.tool-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(130px,1fr));gap:10px;margin:20px 0 16px}.tool-stats div{padding:12px 14px;border:1px solid #c5e6e3;border-radius:14px;background:#fff}.tool-stats dt{font-size:12px;color:#526b7a}.tool-stats dd{margin:2px 0 0;font-size:1.2rem;font-weight:800;color:#002555;font-variant-numeric:tabular-nums}.tool-stats dd small{font-size:12px;font-weight:600;color:#526b7a}.tool-explain{margin:0 0 14px;font-size:14.5px;line-height:1.6;color:#2d4a5a}.tool-source{display:flex;gap:8px;margin:12px 0 0;font-size:12.5px;line-height:1.5;color:#526b7a}.tool-source .icon{flex:none;margin-top:1px;color:#007b78}.tool-source a,.tool-sources-section a{color:#007b78}.tool-disclaimer{display:flex;gap:8px;margin:14px 0 0;padding:12px 14px;border:1px solid #f2d398;border-radius:12px;background:#fff8e8;font-size:13.5px;font-weight:600;line-height:1.5;color:#6b4100}.tool-disclaimer .icon{flex:none;margin-top:2px}.tool-result-empty p:last-child{margin:8px 0 0;font-size:15px;line-height:1.6;color:#2d4a5a}.tool-adjacent p{margin:0 0 6px;font-size:12.5px;font-weight:700;color:#526b7a}.tool-adjacent ol{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:6px;margin:0;padding:0;list-style:none}.tool-adjacent li{display:flex;flex-direction:column;align-items:center;padding:8px 4px;border:1px solid #c5e6e3;border-radius:12px;background:#fff}.tool-adjacent li span{font-size:11.5px;color:#526b7a}.tool-adjacent li b{font-size:1.15rem;color:#002555}.tool-adjacent li.is-current{border-color:#007b78;background:#007b78}.tool-adjacent li.is-current span,.tool-adjacent li.is-current b{color:#fff}.tool-bars{display:grid;gap:8px;margin:20px 0 0;padding:0;list-style:none}.tool-bars li{display:grid;grid-template-columns:74px minmax(0,1fr) 32px;align-items:center;gap:10px;font-size:14px}.tool-bars li small{grid-column:2 / -1;margin-top:-6px;font-size:12px;color:#8a5300}.tool-bars li small:empty{display:none}.tool-bar-name{font-weight:600;color:#2d4a5a}.tool-bar{height:10px;border-radius:5px;background:#fff;overflow:hidden;border:1px solid #c5e6e3}.tool-bar span{display:block;height:100%;border-radius:5px;background:#007b78}.tool-bars li.is-excluded .tool-bar span{background:#9fb5bf}.tool-bars b{text-align:right;color:#002555;font-variant-numeric:tabular-nums}.tool-whatif{margin-top:18px;padding:24px 28px;border:1px solid #dce9e7;border-radius:22px;background:#fff}.tool-whatif-head h2{margin:0 0 4px;font-size:1.2rem!important}.tool-whatif-head p{margin:0 0 14px;font-size:14px;color:#526b7a}.tool-whatif-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:8px 28px}.tool-whatif-row{display:grid;grid-template-columns:70px minmax(0,1fr) 30px;align-items:center;gap:10px}.tool-whatif-row label{font-size:14px;font-weight:700;color:#002555}.tool-whatif-row output{font-weight:800;text-align:right;color:#002555;font-variant-numeric:tabular-nums}.tool-whatif-out{margin:14px 0 12px;font-size:15px;color:#2d4a5a}.tool-whatif-out b{font-size:1.15rem;color:#007b78}.tool-section{padding:56px 0}.tool-section-white{background:#fff;border-top:1px solid #e1f2f0;border-bottom:1px solid #e1f2f0}.tool-section h2{font-size:clamp(1.45rem,1.1rem + 1.2vw,2rem)}.tool-section-head{max-width:780px;margin-bottom:18px}.tool-section-head p{margin:0;color:#526b7a}.tool-narrow{max-width:860px}.tool-prose-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:48px}.tool-prose{min-width:0;color:#2d4a5a;line-height:1.7}.tool-prose h3{margin-top:1.5em;font-size:1.1rem}.tool-prose ul,.tool-prose ol{padding-left:20px}.tool-prose li{margin-bottom:8px}.tool-prose a{color:#007b78}.tool-prose .table-wrap{margin:0 0 14px}.tool-prose .data-table caption{font-size:13px}.tool-formula{padding:14px 18px;border-left:4px solid #007b78;border-radius:10px;background:#f0f8f7;font-weight:700;color:#002555}.tool-small{font-size:13.5px;color:#526b7a}.tool-chart-scroll{max-height:440px;overflow:auto;border:1px solid #dce9e7;border-radius:18px;background:#fff;-webkit-overflow-scrolling:touch}.tool-chart-tall{max-height:520px}.tool-chart{min-width:320px}.tool-chart thead th{position:sticky;top:0;z-index:1;background:#f0f8f7}.tool-chart tbody tr:hover{background:#f7fbfa}.tool-chart tr.is-current{background:#007b78!important}.tool-chart tr.is-current th,.tool-chart tr.is-current td,.tool-chart tr.is-current .tool-row-btn{color:#fff}.tool-row-btn{min-width:44px;min-height:32px;padding:2px 8px;border:0;border-radius:8px;background:transparent;color:#007b78;font-weight:700;text-decoration:underline;text-underline-offset:3px;cursor:pointer}.tool-row-btn:hover{background:#e1f2f0}.tool-chart tr.is-current .tool-row-btn:hover{background:#00655f}.tool-source-list{display:grid;gap:10px;margin:0 0 14px;padding:0;list-style:none}.tool-source-list li{display:flex;flex-direction:column;padding:12px 16px;border:1px solid #dce9e7;border-radius:14px;background:#fff}.tool-source-list li a{font-weight:700}.tool-source-list li span{font-size:13px;color:#526b7a}.tool-sources-section{background:#f7fbfa}.tool-related{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px}.tool-related-card{display:flex;align-items:center;gap:14px;padding:16px 18px;border:1px solid #dce9e7;border-radius:18px;background:#fff;color:inherit;text-decoration:none;transition:border-color .15s,box-shadow .2s}.tool-related-card:hover{border-color:#007b78;box-shadow:0 8px 24px #0025550a;color:inherit}.tool-related-card>span:nth-child(2){flex:1;min-width:0}.tool-related-card b{display:block;color:#002555}.tool-related-card small{display:block;font-size:13px;line-height:1.5;color:#526b7a}.tool-related-card>.icon{color:#007b78}.tool-related-icon{display:grid;flex:none;place-items:center;width:42px;height:42px;border-radius:12px;background:#e1f2f0;color:#007b78}.tool-cta-wrap{padding:0 0 56px}.tool-cta{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:28px 32px;border-radius:22px;background:#002555;color:#fff}.tool-cta h2{margin:0 0 6px;color:#fff;font-size:clamp(1.3rem,1rem + 1vw,1.7rem)!important}.tool-cta p{margin:0;color:#c9d8e6;max-width:620px}.tool-cta-eyebrow{margin-bottom:6px!important;font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#7fe0d8!important}.tool-cta-actions{display:flex;flex-wrap:wrap;gap:10px;flex:none}.tool-cta .btn-primary{background:#00a39e}.tool-cta .btn-primary:hover{background:#00b8b2}.tool-cta .btn-secondary{background:transparent;color:#fff;border-color:#fff6}.tool-cta .btn-secondary:hover{background:#ffffff14;color:#fff}.tool-hub-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin:0;padding:0;list-style:none}.tool-hub-card{display:flex;flex-direction:column;align-items:flex-start;padding:24px;border:1px solid #dce9e7;border-radius:22px;background:#fff;box-shadow:0 10px 30px #00255508}.tool-hub-card h2{margin:14px 0 8px;font-size:1.2rem!important}.tool-hub-card h2 a{color:#002555;text-decoration:none}.tool-hub-card h2 a:hover{color:#007b78}.tool-hub-card p{flex:1;margin:0 0 18px;font-size:14.5px;line-height:1.6;color:#526b7a}.tool-hub-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;background:#e1f2f0;color:#007b78}@media(max-width:1100px){.tool-hub-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:900px){.tool-card{grid-template-columns:1fr}.tool-result{border-left:0;border-top:1px solid #dce9e7}.tool-prose-grid{grid-template-columns:1fr;gap:8px}.tool-cta{flex-direction:column;align-items:flex-start}}@media(max-width:560px){.tool-head{padding:22px 0 18px}.tool-facts{display:none}.tool-inputs,.tool-result,.tool-whatif{padding:20px 18px}.tool-field-grid,.tool-hub-grid{grid-template-columns:1fr}.tool-section{padding:40px 0}.tool-cta{padding:24px 20px}.tool-cta-actions,.tool-cta-actions .btn{width:100%}.tool-input{max-width:none}.tool-raw-row .tool-field{flex:1 1 auto}}